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Experts advocate credit scheme to enhance homeownership

Experts advocate credit scheme to enhance homeownership
don’t have to wait until you have it all figured out or all the money saved before you can own property. The book also introduces our broader vision through the Relive Housing Cooperative, a powerful vehicle that allows individuals to save consistently and invest collectively in real estate projects.”
Afolayan lamented that women in the sector often face systemic, financial, and societal barriers that hinder their participation and growth. She said that one of the pressing challenges is access to capital, as many women struggle with the financial entry point required for property investment.
“There’s a persistent lack of representation and visibility. The sector is still largely male-dominated, and women often feel isolated or unsupported, particularly when entering the field for the first time. There are fewer mentorship and networking opportunities tailored specifically to women, which makes it more difficult for them to access credible information and navigate the complexities of the industry,” she added.
In a keynote address, Pedro, who commended the author for documenting information on why women need to invest, harped on building wealth through co-investing and collaboration, adding that men must encourage their spouses to invest in real estate as its value never declines.
He urged women to be intentional about wealth creation, put their money into income-generating assets, develop good character, integrity, learn and understand the art of investing and be disciplined about money by prioritising investment rather than spending resources on liabilities.
Idowu, who is the wife of Lead Pastor, Harvester International Christian Centre, encouraged women to leverage the power of community, collaboration for growth and development in real estate investment, adding that the days of competition are gone, but that of collaboration.
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FG To Build Bamboo Houses For Low And Medium Income Earners

FG To Build Bamboo Houses For Low And Medium Income Earners
Federal Government says it is embarking on building affordable and durable smart houses for low and medium-income earners across the country using only bamboo plants.
FG said bamboo, with other proven technologies, can provide a scalable solution to the housing needs of Nigeria’s growing population without exploitation of the environment.
The Permanent Secretary, Federal Ministry of Innovation, Science and Technology, Mrs. Esuabana Nko Asanye, who disclosed this in Abuja on Wednesday added that the Nigerian Building and Road Research Institute (NBRRI) Technologies, an agency under the ministry, is embarking on solving the diverse needs within Nigeria’s housing sector using green technologies, and that’s include using only bamboo plant for smart houses.
Mrs. Esuabana, who was represented by the Director Environmental Science Technology (EST), Mrs. Benadette Oguche, made this statement at a One-Day Capacity Building Workshop on the Relevance of Bamboo for Climate-Smart Housing Construction: Integrating Nigerian Building Road Research Institute (NBRRI) Technologies in Reducing Carbon Footprint, in Abuja.
Esuabana explained that by adopting only bamboo plants for smart houses, Nigeria will not only promote environmental sustainability but also ensure that the construction process aligns with principles of adaptability, comfort, and affordability for both low and medium-income earners in the country.
The Permanent Secretary also stated that she believes that the knowledge gained from the workshop would help overcome the challenges that lie ahead, which include high initial capital cost, unstable supply of raw materials, among others.
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Real Estate Achievers Awards and Exhibition 2025 (REAA)

Real Estate Achievers Awards and Exhibition 2025 (REAA)
Maiden Edition
Theme: Nigeria Real Estate & Construction Industry: Bridging Nigeria’s Housing & Infrastructural Gap Amidst Rapid Population Growth & Infrastructural Decay
Celebrating and honoring 250 Real Estate & Construction Companies in Nigeria.
Celebrating those worthy of Emulation!.
The Largest Gathering of the creme de la creme of the Real Estate & Construction Industry in Nigeria
We are anticipating over 500 Real Estate and Construction practitioners in attendance
Real Estate Achievers Awards and Exhibition 2025 (REAA) would be the number one and authentic annual real estate awards and event, Celebrating Icons of Nigeria’s Real Estate and Construction Industry, those revolutionizing the Real Estate & Construction Industry in Nigeria
Be part of the Real Estate Achievers Awards and Exhibition 2025 to expand your network, engage with Industry peers from across Nigeria fostering valuable connections.
An opportunity to meet 500+ exhibitors showcasing the latest in building designs, materials, technology, machinery, lands and building sites
Connecting with top developers, suppliers, contractors, and investors, an Opportunity to exhibit latest and affordable homes designs to millions of Nigerians within and outside Nigeria under one roof!.
The Award presentation ceremony would be broadcast and televised live to the world on all our social media channels
You also have an opportunity to exhibit and showcase your latest building designs and sites to the audience on our digital screen at the award presentation ceremony.
Participants would be required to provide a HD short video, not more than one minute or HD pictures in a flash drive of projects, houses, new building designs, materials, technology, machinery, electronics, furniture, land and sites. Et ce tera to be televised to the world and audience on the award presentation day
Date: Saturday, August, 3Oth, 2025|10am.
Venue: Lagos Chambers of Commerce and Industry (LCCI)– Alausa. Ikeja.
For Enquiries – Call – 08060429096, 09121749669
Email:[email protected]
For more update – Visit: →www.realestateachievers.com
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TO APPLY FOR LAND USE CHARGE EXEMPTION AS A PENSIONER LIVING IN LAGOS STATE

TO APPLY FOR LAND USE CHARGE EXEMPTION AS A PENSIONER LIVING IN LAGOS STATE*
As a pensioner in Lagos State, you can apply for exemption from the Land Use Charge (LUC) by following the procedure outlined below.
Under the Lagos State Land Use Charge Law, owner-occupiers who are pensioners (either under the public or private sector) are eligible for exemption.
The steps to take are below:
1. Write an application letter with the following supporting documents:
a. A letter of retirement or proof of being a pensioner
b. A valid means of identification
c. A Utility Bill (e.g., electricity or water bill) showing proof of residence.
d. A copy of the Title Document of the property (e.g., Certificate of Occupancy, Deed of Assignment, or Registered Conveyance).
e. A Sworn Affidavit confirming that the property is owner-occupied and not used for commercial purposes.
2. Submit the Application
Submit the application letter and supporting documents to the Land Use Charge Assessment Office at the Lagos State Ministry of Finance or any LUC office near you.
Ensure you collect an acknowledgment copy of the letter after submission for ease of follow-up.
3. Verification and Approval
The Lagos State Government will review and verify your application.
If successful, you will receive a response that exempts you from paying the Land Use Charge.
Please Note:
The exemption only applies to pensioners who personally reside in the property. If the property is rented out or used for commercial purposes, the exemption will not apply.
The government conducts periodic reviews to confirm continued eligibility for the exemption. If the property has changed status after the exemption has been granted, the exemption can be revoked.
*If you need further assistance, you can visit the Lagos State Land Use Charge Office* .
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